About TransCapital

TransCapital is a commercial vehicle and equipment loan originator built on a simple mission: to provide straightforward financing at competitive rates that wins long after the first deal is done. We cut through the usual banking red tape, confusion, and frustrating delays, and get straight to accommodative solutions done right the first time.

We serve manufacturers, dealers, and end-users who build, sell, or run specialty upfit vehicles. Our hyper-focus on these niche industries sets us apart from traditional banks and generalist lenders. It’s why working with TransCapital isn’t just better, it's faster.

Our roots go back to the early ’90s when we launched Advantage Funding, a small leasing company with a tight-knit team and a strong work ethic. Over 20 years, we grew it to 90+ employees, 14,000+ assets financed, and a portfolio approaching $750 million. After selling the company to Sterling Bank in 2018, members of the original leadership team launched TransCapital, bringing decades of experience and renewed commitment to the industries we’ve served for over 25 years.

We’ve helped clients through market crashes, supply chain crisis, inflation 9/11, COVID, and every other financial disruption to hit the economy, and we’re still here and standing strong after 21 years.

TransCapital: Smart, Fast, Easy Financing