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Straightforward financing at competitive rates. Guidance from specialists that understand commercial vehicles and equipment. 

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We offer a full suite of flexible financing solutions for manufacturers, dealers, and businesses in the U.S. including leases, loans, EFAs, and TRAC agreements. Whether you're buying one unit or managing a full fleet, we’re here to make the process smart, fast, and easy.


Credit Line Application

This is a multi-part commercial credit application. Please complete all sections before clicking Submit at the bottom. (Est. time: 10 min)

Based on the size of your requested credit line, see below for required documentation needed to process your application.

  • Up to $300,000

    • Credit application for each corporate entity
    • Copy of last 3 months banks statements per business
    • Copy of a fleet list and debt schedule
  • From $300,000 to $1M

    • Credit application for each corporate entity
    • Copy of last 3 months banks statements per business
    • Copy of a fleet list and debt schedule
    • Last two years financials or tax returns
    • Current YTD interims
    • Personal financial statements (PFS) on owners over $500K
  • Up to $300,000 - FedEx Service Providers only

    • Credit application for each corporate entity
    • Copy of last 3 months banks statements per business
    • Copy of a fleet list and debt schedule
    • Recent copy of FedEx payout (PCAT if new area of business)
    • Personal financial statements (PFS) for owners
    • Background of owners
    • A Buy/sell agreement, if recently purchased
    • Projections for the business

If you prefer to submit a paper application, click to download a PDF. You can email your completed form to sales@transcapfunding.com.

Download PDF

Loan Application

Applicant Information

Equipment Information

Bank Reference

Lender Reference

Info for Owners/Guarantors

Co-Owner/Guarantor Information

Credit Authorization

I/We hereby authorize DED Inc/TransCapital Funding, its designee, assigns or potential assigns to review my/our personal credit profile provided by national credit bureaus in considering this application and for the purpose of updating, renewing, extending additional credit or the collection of any late account. I/We hereby authorize our references to release all credit information and I/We represent and warrant that the information submitted herein is true, complete and accurate. I/We also agree to furnish financial statements and/or tax returns upon request. A facsimile, electronic or other copy of this authorization shall be as valid as the original.

Upload All Required Documents Here

If you have more documents to upload, please email them directly to dcoolbaugh@dedincef.com and reference your name and the date of your application.

Declaration and Notice

The undersigned principal(s) certify that he/she has full authority to act on behalf of the applicant. The applicant (if a sole proprietor), principals, and guarantors each certify that all of the information contained in this application and on each document required to be submitted in connection herewith are true and complete. The applicant (if a sole proprietor) and each guarantor hereby authorize D.E.D., Inc/Transcapital (“TransCapital”) and or its assigns to obtain his/her individual credit report from the national credit bureau(s) for the purpose of considering this credit application and any subsequent update, renewal, collection or additional credit. A photocopy or facsimile of this authorization shall be as valid as the original. Further, the applicant and guarantors hereby authorize each bank and finance reference listed in this credit application to release information about the applicants and guarantors to TransCapital or its designee, as requested by TransCapital or its designee. If your application for business credit is denied you have the right to a written statement of the specific reasons for the denial, within 60 days from the date you are notified of our decision. TransCapital will send you a written statement of the reason(s) for the denial within thirty (30) days of receiving your request for the statement. The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); or because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this creditor is the Office of the Bureau of Consumer Financial Protection, 1700 G Street, NW, Washington, DC 20006. To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens and account. This means that when you open an account, TransCapital will ask you for your name, address, date of birth, and other information that will allow us to identify you. TransCapital may also ask to see a government issued ID such as a driver’s license, non-driver’s ID, passport, or other identifying documents. If you intend to act as a Guarantor for the credit of one or more primary applicant(s) and are providing information to TransCapital for that purpose, please be advised that if TransCapital determines that you do not meet its standards of creditworthiness for the amount and/or kind of credit desired by the primary applicant, TransCapital is required by law to provide the specific reasons for such adverse action to the primary applicant and NOT to you. Unless you are willing to share the specific reasons for adverse action based upon your credit history with the primary applicant you should not sign this application or submit a Personal Financial Statement to TransCapital. 

Digital Authorization

How it works

  • Simple Application

    Submit a one-page application with the last three months of business bank statements, business description, and invoice or equipment details for the asset you're acquiring.

  • Prompt Review

    We’ll promptly review, run necessary reports, and assess your financing needs.

  • Same-Day Decision

    You'll receive a decision (approval, pending, or decline) the same day.

  • Quick Prep

    Once approved, we’ll collect required documents and seller information to prepare a contract.

  • Fast Funding

    We release funds to complete your purchase promptly after documents are signed, insurance is in place, and billing is acquired.